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• Dynamic financial analysis
  ...[price]] of gasoline might lead to less driving mileages of [[automobile]] policy holders, thus leading to fewer [[car]] [[accidents]]). The number of [[insurance policy|policies]] an insurance company can sell depends on the [[macroeconomic]] [
  13 KB (1,910 words) - 08:45, 25 October 2018
• Insurance bond
  ...bond''' (or '''investment bond''') is a single premium [[life assurance]] policy for the purposes of [[investment]]. Traditionally insurance bonds were [[With-profits policy|with-profits policies]] and were often called ''with-profit(s) bonds''. Si
  3 KB (440 words) - 08:45, 25 October 2018
• Mid-term adjustment
  ...''', refers to a change to an insurance [[policy]] prior to the end of the policy period (when coverage is offered). The change to the policy may cause a change in the [[Insurance premium|premium]]: an increase is oft
  833 bytes (126 words) - 08:45, 25 October 2018
• Quota share
  ...insured. For example, three companies take out a $1,000,000 fire insurance policy on a quota share basis with company A assuming 50% ($500,000), company&nbsp
  1 KB (205 words) - 08:45, 25 October 2018
• Cancellation (insurance)
  ...iod. This has the effect of ending the policy coverage on the date of the policy '''cancellation'''. A non-penalty method of calculating the return premium of a canceled policy.
  6 KB (971 words) - 08:45, 25 October 2018
• Short rate table
  ...r [[old short rate]] and is often used when the policy is cancelled at the policy holder's request. ...premium retained by the insurance company based on the number of days that policy is in effect.
  11 KB (974 words) - 08:45, 25 October 2018
• Total loss
  ...arine salvage|salvage]] cost of a damaged property exceeds its [[Insurance policy|insured value]].<ref>{{cite web|title=Business Dictionary: "Total Loss"|url ...to the insurer under the legal process of "[[subrogation]]". Although the policy determines the level at which the loss becomes total rather than partial, n
  12 KB (1,854 words) - 08:45, 25 October 2018
• Adverse selection
  ...rtality rate increases. This increase means the insurer will spend more on policy payments, leading to losses. ...dverse Selection in Health Insurance |journal=Forum for Health Economics & Policy |volume=1 |issue= |year=1998 |pages=Article 2 |url=http://www.bepress.com/f
  17 KB (2,408 words) - 08:45, 25 October 2018
• Alternative risk transfer
  ...insurance or reinsurance form. Such transformation can occur through the policy itself, or through the use of a ''transformer'' reinsure, a method importan
  7 KB (955 words) - 18:49, 4 November 2018
• Cash value
  ...lue, the policyholder surrenders their rights to future benefits under the policy. ...Such cash value credited to an individual account during the tenure of the policy keeps growing with every payment of premium. It also increments due to [[in
  3 KB (483 words) - 08:45, 25 October 2018
• Co-insurance
  ...ance policy]]'s [[deductible]] is exceeded, up to the policy's [[stop loss policy (insurance)|stop loss]].<ref>University of Puget Sound. [http://www2.ups.ed ...educe moral hazard. The penalty is based on a percentage stated within the policy and the amount underreported. As an example:
  7 KB (1,020 words) - 08:45, 25 October 2018
• Condition of average
  ...sed when calculating a payout against a claim where the [[Insurance policy|policy]] undervalues the sum insured. In the event of '''''partial''''' loss, the ...mount to be paid out by the policy, and ''Current Value'' is the value the policy should be insured for. Underinsurance occurs when ''Sum Insured'' is less t
  9 KB (1,397 words) - 08:46, 25 October 2018
• Contingent coverage
  ...who is supposed to purchase the [[Builder's risk insurance|builder's risk policy]] fails to do so, or obtains the [[Insurance|coverage]] but fails to mainta
  358 bytes (46 words) - 08:46, 25 October 2018
• Death spiral (insurance)
  ...result of [[adverse selection]] in insurance policies in which lower risk policy holders choose to change policies or be uninsured. The result is that costs ...tp://www.nber.org/chapters/c9822.pdf |journal=Forum for Health Economics & Policy |volume=1 |issue=1 |pages= |doi=10.2202/1558-9544.1056 |year=1998}}</ref>
  5 KB (773 words) - 08:46, 25 October 2018
• Deductible
  In an [[insurance]] policy, the '''deductible''' is the amount paid ...l types of clauses that are used by insurance companies as a threshold for policy payments.
  8 KB (1,193 words) - 08:46, 25 October 2018
• Independent insurance agent
  ...e independent agent to review many quotes and offer their clients the best policy options available. For their efforts, independent agents are paid a [[commi Independent agents own and control their accounts, policy records, and renewals. If an independent agent’s contract with a particul
  5 KB (693 words) - 08:46, 25 October 2018
• Insurance broker
  ...er had a duty to advise the band it needed something more than a basic CGL policy.<ref>''Third Eye Blind, Inc. v. Near North Entertainment Insurance Services
  13 KB (1,807 words) - 08:46, 25 October 2018
• Insurance cycle
  More recently, insurers have attempted to model the cycle and base their policy pricing and risk exposure accordingly.
  9 KB (1,385 words) - 08:46, 25 October 2018
• Loss run
  ...t that records the history of claims made against a commercial [[insurance policy]]. It is analogous to a [[credit report]]. A loss run report will include i
  1 KB (194 words) - 08:46, 25 October 2018
• Harvard University
  University policy is to expel students engaging in [[academic dishonesty]] to discourage a "c Harvard's policy since 1970 has been to permit filming on its property only rarely, so most
  96 KB (13,108 words) - 09:03, 6 November 2018

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