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• Dynamic financial analysis
  ...[price]] of gasoline might lead to less driving mileages of [[automobile]] policy holders, thus leading to fewer [[car]] [[accidents]]). The number of [[insurance policy|policies]] an insurance company can sell depends on the [[macroeconomic]] [
  13 KB (1,910 words) - 08:45, 25 October 2018
• Insurance bond
  ...bond''' (or '''investment bond''') is a single premium [[life assurance]] policy for the purposes of [[investment]]. Traditionally insurance bonds were [[With-profits policy|with-profits policies]] and were often called ''with-profit(s) bonds''. Si
  3 KB (440 words) - 08:45, 25 October 2018
• Mid-term adjustment
  ...''', refers to a change to an insurance [[policy]] prior to the end of the policy period (when coverage is offered). The change to the policy may cause a change in the [[Insurance premium|premium]]: an increase is oft
  833 bytes (126 words) - 08:45, 25 October 2018
• Quota share
  ...insured. For example, three companies take out a $1,000,000 fire insurance policy on a quota share basis with company A assuming 50% ($500,000), company&nbsp
  1 KB (205 words) - 08:45, 25 October 2018
• Cancellation (insurance)
  ...iod. This has the effect of ending the policy coverage on the date of the policy '''cancellation'''. A non-penalty method of calculating the return premium of a canceled policy.
  6 KB (971 words) - 08:45, 25 October 2018
• Short rate table
  ...r [[old short rate]] and is often used when the policy is cancelled at the policy holder's request. ...premium retained by the insurance company based on the number of days that policy is in effect.
  11 KB (974 words) - 08:45, 25 October 2018
• Total loss
  ...arine salvage|salvage]] cost of a damaged property exceeds its [[Insurance policy|insured value]].<ref>{{cite web|title=Business Dictionary: "Total Loss"|url ...to the insurer under the legal process of "[[subrogation]]". Although the policy determines the level at which the loss becomes total rather than partial, n
  12 KB (1,854 words) - 08:45, 25 October 2018
• Adverse selection
  ...rtality rate increases. This increase means the insurer will spend more on policy payments, leading to losses. ...dverse Selection in Health Insurance |journal=Forum for Health Economics & Policy |volume=1 |issue= |year=1998 |pages=Article 2 |url=http://www.bepress.com/f
  17 KB (2,408 words) - 08:45, 25 October 2018
• Alternative risk transfer
  ...insurance or reinsurance form. Such transformation can occur through the policy itself, or through the use of a ''transformer'' reinsure, a method importan
  7 KB (955 words) - 18:49, 4 November 2018
• Cash value
  ...lue, the policyholder surrenders their rights to future benefits under the policy. ...Such cash value credited to an individual account during the tenure of the policy keeps growing with every payment of premium. It also increments due to [[in
  3 KB (483 words) - 08:45, 25 October 2018
• Co-insurance
  ...ance policy]]'s [[deductible]] is exceeded, up to the policy's [[stop loss policy (insurance)|stop loss]].<ref>University of Puget Sound. [http://www2.ups.ed ...educe moral hazard. The penalty is based on a percentage stated within the policy and the amount underreported. As an example:
  7 KB (1,020 words) - 08:45, 25 October 2018
• Condition of average
  ...sed when calculating a payout against a claim where the [[Insurance policy|policy]] undervalues the sum insured. In the event of '''''partial''''' loss, the ...mount to be paid out by the policy, and ''Current Value'' is the value the policy should be insured for. Underinsurance occurs when ''Sum Insured'' is less t
  9 KB (1,397 words) - 08:46, 25 October 2018
• Contingent coverage
  ...who is supposed to purchase the [[Builder's risk insurance|builder's risk policy]] fails to do so, or obtains the [[Insurance|coverage]] but fails to mainta
  358 bytes (46 words) - 08:46, 25 October 2018
• Death spiral (insurance)
  ...result of [[adverse selection]] in insurance policies in which lower risk policy holders choose to change policies or be uninsured. The result is that costs ...tp://www.nber.org/chapters/c9822.pdf |journal=Forum for Health Economics & Policy |volume=1 |issue=1 |pages= |doi=10.2202/1558-9544.1056 |year=1998}}</ref>
  5 KB (773 words) - 08:46, 25 October 2018
• Deductible
  In an [[insurance]] policy, the '''deductible''' is the amount paid ...l types of clauses that are used by insurance companies as a threshold for policy payments.
  8 KB (1,193 words) - 08:46, 25 October 2018
• Independent insurance agent
  ...e independent agent to review many quotes and offer their clients the best policy options available. For their efforts, independent agents are paid a [[commi Independent agents own and control their accounts, policy records, and renewals. If an independent agent’s contract with a particul
  5 KB (693 words) - 08:46, 25 October 2018
• Insurance broker
  ...er had a duty to advise the band it needed something more than a basic CGL policy.<ref>''Third Eye Blind, Inc. v. Near North Entertainment Insurance Services
  13 KB (1,807 words) - 08:46, 25 October 2018
• Insurance cycle
  More recently, insurers have attempted to model the cycle and base their policy pricing and risk exposure accordingly.
  9 KB (1,385 words) - 08:46, 25 October 2018
• Loss run
  ...t that records the history of claims made against a commercial [[insurance policy]]. It is analogous to a [[credit report]]. A loss run report will include i
  1 KB (194 words) - 08:46, 25 October 2018
• Harvard University
  University policy is to expel students engaging in [[academic dishonesty]] to discourage a "c Harvard's policy since 1970 has been to permit filming on its property only rarely, so most
  96 KB (13,108 words) - 09:03, 6 November 2018
• Brown University
  ...es/Brown_Visual_Identity_Policy_2016-07-22.pdf|title=Brown Visual Identity Policy|publisher=}}</ref><br/>{{college color boxes|Brown Bears}} ...n American and Caribbean Studies (CLACS) and the Taubman Center for Public Policy. In recent years, the most internationally cited product of the Watson Inst
  123 KB (17,156 words) - 08:59, 6 November 2018
• Bill Gates
  ...pment Division, Global Health Division, United States Division, and Global Policy & Advocacy Division.<ref>{{cite web|url=http://www.gatesfoundation.org/what ...nuary 10, 2007.</ref> It subsequently canceled the review and stood by its policy of investing for maximum return, while using voting rights to influence com
  110 KB (15,053 words) - 08:54, 25 October 2018
• Jeff Bezos
  ...os pays his workers a living wage?"<ref>{{cite web|url=https://www.vox.com/policy-and-politics/2018/9/5/17822810/bernie-sanders-bill-bezos-amazon-ro-khanna|t ...3|accessdate=2018-09-14}}</ref> Despite Bezos' support for an open borders policy towards immigrants, Amazon has actively marketed facial recognition softwar
  110 KB (14,650 words) - 08:54, 25 October 2018
• Donald Trump
  ...He pursued his [[America First (policy)|America First]] agenda in foreign policy, withdrawing the U.S. from the [[Trans-Pacific Partnership]] trade negotiat ...lease-detail?ReleaseID=2554 | title=Harsh Words For U.S. Family Separation Policy, Quinnipiac University National Poll Finds; Voters Have Dim View Of Trump,
  362 KB (47,831 words) - 08:55, 25 October 2018
• Laramie, Wyoming
  ...ine members who serve overlapping four-year terms. The council members set policy, approve budgets, pass ordinances, appoint citizen volunteers to advisory b
  54 KB (7,613 words) - 14:48, 2 November 2018
• Life insurance
  ...[[terminal illness]] or [[critical illness]] can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other ...ed occurrence. A common form—more common in years past—of a protection policy design is term insurance.
  45 KB (6,844 words) - 14:53, 2 November 2018
• Health insurance
  ...Works: A Primer] by Gary Caxton, Institution for Health Care Research and Policy, Georgetown University, on behalf of the Henry J. Kaiser Family Foundation. A [[health]] [[insurance]] policy is:
  80 KB (11,596 words) - 14:56, 2 November 2018
• Home insurance
  ...ts that may happen at the home or at the hands of the homeowner within the policy territory. ...provides financial protection against disasters. A standard home insurance policy insures the home itself along with the things kept inside.
  21 KB (3,116 words) - 14:56, 2 November 2018
• Umbrella insurance
  ...nal amount is paid by the umbrella policy (up to the limit of the umbrella policy). ...the "umbrella" nomenclature is a reference to the broader coverage of the policy.
  5 KB (708 words) - 14:56, 2 November 2018
• AARP
  ...tates Senate Finance Subcommittee on Social Security, Pensions, and Family Policy]], questioning the organization's tax-exempt status in [[congressional hear * ''The Journal'', released by AARP's International Office, is a policy publication on health and financial security issues facing a global populat
  46 KB (6,299 words) - 15:11, 2 November 2018
• Aetna
  * ''1891'' - Aetna issued its first accident policy, purchased by Morgan Bulkeley himself.<ref name="ae"/> * ''1912'' - Aetna introduced the first combination automobile policy, with several separate types of coverage combined into one contract. Severa
  62 KB (8,511 words) - 15:11, 2 November 2018
• Aflac
  ...n the U.S., Aflac [[Underwriting|underwrites]] a wide range of [[Insurance policy|insurance policies]], but is perhaps more known for its payroll deduction i ...a payroll deduction basis, making the company a leader in that approach to policy distribution.
  24 KB (3,249 words) - 15:11, 2 November 2018
• Allstate
  ...ety bond]]s in 1966, inland-marine coverage in 1967 and a business package policy in 1969.<ref name="Funding Universe" /> Beginning in 2003, as policy growth slowed, Allstate’s television commercials used spokesman [[Dennis
  39 KB (5,334 words) - 17:15, 2 November 2018
• American Family Insurance
  ...snowmobile and car insurance; business liability key policy, and business policy package insurance; farm and ranch liability insurance; travel, trip cancell
  11 KB (1,492 words) - 15:11, 2 November 2018
• American Income Life Insurance Company
  ...rance premiums in 1953. By 1954, the company was receiving 6,000 insurance policy applications per month.
  6 KB (814 words) - 15:11, 2 November 2018
• Encompass Insurance Company
  ...surance under the motto "Protection and Security." The company’s package policy dates back to then. The EncompassOne policy offers three tiers of comprehensive coverage for homes, vehicles and collec
  7 KB (867 words) - 15:13, 2 November 2018
• Erie Insurance Group
  ...t was used as a model for other insurance companies across the county. The policy included extra coverage not seen in other policies during the 1930s such as | 1963 || Introduction of Pioneer Business Protector Policy
  18 KB (2,494 words) - 15:13, 2 November 2018
• Esurance
  ...llstate, for its part, was losing policy holders to the three major online policy retailers; Esurance, [[Progressive Corporation|Progressive]], and [[GEICO]]
  12 KB (1,627 words) - 15:13, 2 November 2018
• Farmers Insurance Group
  ...e class members and also a commitment by Farmers to a number of employment policy changes going forward. These will include an increase in the number of wome
  32 KB (4,387 words) - 15:13, 2 November 2018
• GEICO
  ...lion [[motor vehicles]] owned by more than 15 million [[insurance contract|policy]] holders as of 2017. GEICO writes private passenger automobile insurance i ...co-s-stance-against-5910113.php|archivedate=March 13, 2018|df=}}</ref> The policy, which is issued through GEICO's commercial department, has received praise
  19 KB (2,527 words) - 19:55, 4 November 2018
• The Guardian Life Insurance Company of America
  ...ies that cancel insurance plans must offer similar replacement coverage to policy holders under the cancelled plan.<ref name=NBC/>
  11 KB (1,413 words) - 15:14, 2 November 2018
• GuideOne Insurance
  *'''1962''' – The company introduced America's first multiple-peril package policy for churches. ...e a similar plan mandatory throughout the state. Today, some form of this policy is available to car owners everywhere, and the concept is universally recog
  5 KB (770 words) - 15:14, 2 November 2018
• Knights of Columbus
  ...pport the Catholic Church's [[Catholic social teaching|positions on public policy issues]], including [[Political activity of the Knights of Columbus|various ...us.<ref name="Grantsmanship"/>{{synthesis inline|date=August 2018}} Public policy activity is limited to issue-specific campaigns, typically dealing with Cat
  122 KB (16,957 words) - 15:16, 2 November 2018
• Supreme Knight of the Knights of Columbus
  |rowspan=5| Supreme Secretary,<br/> Vice President for Public Policy
  12 KB (1,592 words) - 15:16, 2 November 2018
• Lemonade (insurance)
  ...ing [[Renters' insurance|renters]] and [[Home insurance|home]] [[Insurance policy|insurance policies]] for homes, apartments, co-ops and condos.<ref>{{Cite n ...s chatbot ‘A.I. Jim’ who reviews the claim, cross-checks it with the policy, runs 18-[[fraud]] [[algorithms]], and determines whether or not to approve
  18 KB (2,417 words) - 15:17, 2 November 2018
• Liberty Mutual
  ...and later that year, the company wrote its first [[automobile insurance]] policy. The company was founded as a Massachusetts Mutual Company, where its insu
  26 KB (3,531 words) - 15:17, 2 November 2018
• Manhattan Life Insurance Company
  In early 1854, Manhattan Life issued its first [[Group insurance|group policy]] to a company that was transporting 700 labourers from China to the United ...4 and 1986, the Manhattan Life parent company moved from a mixed stock and policy holder ([[Mutual insurance|mutual]]) model to a full stock ownership, movin
  10 KB (1,389 words) - 15:17, 2 November 2018
• MetLife
  ...08182748/http://articles.sfgate.com/2004-02-27/business/17413765_1_privacy-policy-metlife-customer-information|archivedate=8 February 2013|df=}}</ref><ref na ...ual-disability-insurance.html|archivedate=29 November 2014|df=}}</ref> The policy options provided by the company vary in terms of eligibility and the provid
  91 KB (11,614 words) - 15:17, 2 November 2018
• Mutual of Omaha
  ...A.M. Best Company, Inc. for overall financial strength and ability to meet policy holder-related obligations.<ref>{{Cite web|title = A.M. Best. A.M. Best Aff
  11 KB (1,397 words) - 15:17, 2 November 2018
• Nationwide Mutual Insurance Company
  ...orientation" and "gender identity" in its [[equal employment opportunity]] policy, and provides diversity training to its employees on sexual orientation.<re
  24 KB (3,124 words) - 15:17, 2 November 2018

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