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{{wiktionary}}
'''Underinsured''' refers to various degrees of being [[insured]] for some real risks and [[uninsured]] for others, at the same time.

==Health care==
[[Johns Hopkins University]] professor [[Vicente Navarro]] stated in 2003, "the problem does not end here, with the [[uninsured]]. An even larger problem is the underinsured" and "The most credible estimate of the number of people in the United States who have died because of lack of medical care was provided by a study carried out by [[Harvard Medical School]] Professors Himmelstein and Woolhandler (''[[New England Journal of Medicine]]'' 336, no. 11, 1997). They concluded that almost 100,000 people died in the United States each year because of lack of needed care—three times the number of people who died of [[AIDS]]."<ref name="Navarro">[http://www.monthlyreview.org/0903navarro.htm The Inhuman State of U.S. Health Care], ''Monthly Review'', Vicente Navarro, September 2003. Retrieved 2009-09-10</ref>

==Auto insurance==

In the [[auto insurance]] industry, [[underinsured motorist coverage]] is designed to protect motorists in the event that they have an accident with an at-fault underinsured motorist.<ref>[https://www.azinsuranceteam.com/should-i-invest-in-uninsured-and-underinsured-motorist-coverage-.html "Should I Invest In Uninsured and Underinsured Motorist Coverage?"], ''AZ Insurance Team''. Retrieved 2016-11-20</ref>

==References==
{{reflist}}

[[Category:Insurance]]
[[Category:Social problems in medicine]]

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