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infobox company: fix/remove parameter names
{{Infobox company
| name = The N&D Group
| logo = [[Image:2015_N&D_Logo.png|center|250px|Corporate logo]]
| type = [[Mutual company|Mutual]]
| founder = John Endicott
| area_served = [[New England]], [[Mid Atlantic States|Mid Atlantic]], [[Arkansas]], [[Missouri]]
| key_people = Tim Hegarty (Chairman), Joel Murray (President & CEO), Erin Cummings (VP)
| industry = [[Insurance]]
| genre =
| products = Personal [[insurance]], Commercial [[insurance]]
| services =
| revenue =
| operating_income =
| net_income =
| assets = $624.0 million (2016)
| num_employees = ~150
| divisions = Norfolk & Dedham Mutual Fire Insurance Company, Dorchester Mutual Insurance Company, Fitchburg Mutual Insurance Company
| footnotes =
| foundation = [[Dedham, Massachusetts]], [[United States|U.S.]] (1825)
| location_city = [[Dedham, Massachusetts]]
| location_country = [[United States|U.S.]]
| locations = 2
| homepage = {{url|ndgroup.com}}
}}
'''The N&D Group''' is a group of [[mutual insurance]] companies based in [[Dedham, Massachusetts]]. The group comprises three regional [[property and casualty]] insurance companies which market personal and commercial insurance product lines through [[independent insurance agents]]. The group conducts business in [[New England]], [[New Jersey]], [[Arkansas]], and [[Missouri]], and wrote about a third of a billion dollars in annual [[insurance premium]] in 2013.<ref>Company information on AM Best {{cite web|title=Consumer Insurance Center|url=http://www3.ambest.com/Consumers/CompanyProfile.aspx?BL=36&ambnum=02367&PPP=|work=AM Best|publisher=AM Best|accessdate=2013-11-19}}</ref> Founded as '''The Norfolk Mutual Fire Insurance Company''' in 1825, the group is one of the oldest mutual insurance companies in the [[United States]].<ref>The Norfolk & Dedham Group website {{cite web|title=The Norfolk & Dedham Group|url=http://www.ndgroup.com/|work=The Norfolk & Dedham Group|publisher=The Norfolk & Dedham Group|accessdate=2013-11-19}}</ref>
== History ==
{{advert|section|date=July 2014}}
[[File:N&D Headquarters.jpg|thumbnail|left|Headquarters building in December]]
As early [[Dedham, Massachusetts]] residents were establishing new farms and businesses, it quickly became apparent that the community needed financial protection against various risks, especially the peril of fire. As a result, the Norfolk Mutual Fire Insurance Company was established by a group of prominent citizens, electing John Endicott as the company's first president. The company quickly grew and evolved with the industry, expanding to various states in the Northeast, while being subject to ever changing regulation. The growing complexity of American property and casualty insurance brought on new coverages, new protocol for storms, and product enhancements. Some of these enhancements included the onset of comprehensive insurance packages which constituted the forerunners of today's common homeowners and businessowners policies. In the 1950s with the company doing business in 26 states, the group constructed their current headquarters building along the [[Charles River]], and Homer, a black [[French Poodle]], became the company's mascot. The Norfolk & Dedham Group became known locally for Homer, giving out a live black poodle at national conventions. The group eventually withdrew from many less profitable states, and now focuses on general P&C insurance in [[New England]], [[New Jersey]], [[New York (state)|New York]], and farmowners policies in [[Arkansas]]. About 450 independent agencies sell Norfolk & Dedham insurance, which employs about 150 people, and manages roughly $625 million in assets.<ref>{{cite book|last=Hegarty|first=Tim|title=2016 Annual Statement|year=2016|publisher=The Norfolk & Dedham Group|location=Dedham, MA|pages=4}}</ref>
=== Companies ===
[[File:Corporate_Logo_for_The_Norfolk_%26_Dedham_Group.png|thumb|Alternate Logo]]
The N&D Group consists of three separate mutual companies:
* The Norfolk & Dedham Mutual Fire Insurance Company
* The Dorchester Mutual Insurance Company
* The Fitchburg Mutual Insurance Company
== Charity and local service ==
The group is a primary sponsor of the annual [[James Joyce ramble|James Joyce Ramble]], a [[USATF]] certified 10K road race, and the largest literary road race in the country.<ref>{{cite web|title=National Running Championship hosted once again by the James Joyce Ramble|url=http://www.ramble.org/index.cfm?cdid=11228&pid=11020|website=James Joyce Ramble|publisher=James Joyce Ramble|accessdate=6 July 2017}}</ref> The race takes place in the center of Dedham, and the route runs by the headquarters building near the fifth mile mark, where members of the company volunteer at an aid station.
Every three years, the company hosts a charity event for the [[St. Baldrick's Foundation]], the largest childhood cancer research public charity fund. The foundation was started by executives from the insurance industry in 1999. The group raises more than $50,000 each event, and many employees shave their heads for the cause.<ref>{{cite web|title=Brave A Shave For Kids With Cancer - Olde Irish Alehouse|url=https://www.stbaldricks.org/events/OldeIrishAlehouse/donors|website=St. Baldrick's Foundation|publisher=St. Baldrick's Foundation|accessdate=6 July 2017}}</ref>
The insurance carrier participates in the [[Cristo Rey Network]] by hiring high school students as part of their work study program.
Each year around the holidays, the company conducts a [[Cradles to Crayons]] drive in Dedham as well as a food drive for the Dedham Food Pantry.<ref>{{cite web|title=The N&D Group|url=https://www.facebook.com/TheNDGroup/photos/a.674430106026245.1073741828.340183796117546/705662252903030|website=Facebook|publisher=The N&D Group|accessdate=6 July 2017}}</ref>
== References ==
{{reflist}}
[https://www.insurox.com/about-insurox/norfolk-and-dedham-group About The Norfolk & Dedham Group]
{{DEFAULTSORT:Norfolk and Dedham Group}}
[[Category:Mutual insurance companies of the United States]]
[[Category:Companies based in Massachusetts]]
| name = The N&D Group
| logo = [[Image:2015_N&D_Logo.png|center|250px|Corporate logo]]
| type = [[Mutual company|Mutual]]
| founder = John Endicott
| area_served = [[New England]], [[Mid Atlantic States|Mid Atlantic]], [[Arkansas]], [[Missouri]]
| key_people = Tim Hegarty (Chairman), Joel Murray (President & CEO), Erin Cummings (VP)
| industry = [[Insurance]]
| genre =
| products = Personal [[insurance]], Commercial [[insurance]]
| services =
| revenue =
| operating_income =
| net_income =
| assets = $624.0 million (2016)
| num_employees = ~150
| divisions = Norfolk & Dedham Mutual Fire Insurance Company, Dorchester Mutual Insurance Company, Fitchburg Mutual Insurance Company
| footnotes =
| foundation = [[Dedham, Massachusetts]], [[United States|U.S.]] (1825)
| location_city = [[Dedham, Massachusetts]]
| location_country = [[United States|U.S.]]
| locations = 2
| homepage = {{url|ndgroup.com}}
}}
'''The N&D Group''' is a group of [[mutual insurance]] companies based in [[Dedham, Massachusetts]]. The group comprises three regional [[property and casualty]] insurance companies which market personal and commercial insurance product lines through [[independent insurance agents]]. The group conducts business in [[New England]], [[New Jersey]], [[Arkansas]], and [[Missouri]], and wrote about a third of a billion dollars in annual [[insurance premium]] in 2013.<ref>Company information on AM Best {{cite web|title=Consumer Insurance Center|url=http://www3.ambest.com/Consumers/CompanyProfile.aspx?BL=36&ambnum=02367&PPP=|work=AM Best|publisher=AM Best|accessdate=2013-11-19}}</ref> Founded as '''The Norfolk Mutual Fire Insurance Company''' in 1825, the group is one of the oldest mutual insurance companies in the [[United States]].<ref>The Norfolk & Dedham Group website {{cite web|title=The Norfolk & Dedham Group|url=http://www.ndgroup.com/|work=The Norfolk & Dedham Group|publisher=The Norfolk & Dedham Group|accessdate=2013-11-19}}</ref>
== History ==
{{advert|section|date=July 2014}}
[[File:N&D Headquarters.jpg|thumbnail|left|Headquarters building in December]]
As early [[Dedham, Massachusetts]] residents were establishing new farms and businesses, it quickly became apparent that the community needed financial protection against various risks, especially the peril of fire. As a result, the Norfolk Mutual Fire Insurance Company was established by a group of prominent citizens, electing John Endicott as the company's first president. The company quickly grew and evolved with the industry, expanding to various states in the Northeast, while being subject to ever changing regulation. The growing complexity of American property and casualty insurance brought on new coverages, new protocol for storms, and product enhancements. Some of these enhancements included the onset of comprehensive insurance packages which constituted the forerunners of today's common homeowners and businessowners policies. In the 1950s with the company doing business in 26 states, the group constructed their current headquarters building along the [[Charles River]], and Homer, a black [[French Poodle]], became the company's mascot. The Norfolk & Dedham Group became known locally for Homer, giving out a live black poodle at national conventions. The group eventually withdrew from many less profitable states, and now focuses on general P&C insurance in [[New England]], [[New Jersey]], [[New York (state)|New York]], and farmowners policies in [[Arkansas]]. About 450 independent agencies sell Norfolk & Dedham insurance, which employs about 150 people, and manages roughly $625 million in assets.<ref>{{cite book|last=Hegarty|first=Tim|title=2016 Annual Statement|year=2016|publisher=The Norfolk & Dedham Group|location=Dedham, MA|pages=4}}</ref>
=== Companies ===
[[File:Corporate_Logo_for_The_Norfolk_%26_Dedham_Group.png|thumb|Alternate Logo]]
The N&D Group consists of three separate mutual companies:
* The Norfolk & Dedham Mutual Fire Insurance Company
* The Dorchester Mutual Insurance Company
* The Fitchburg Mutual Insurance Company
== Charity and local service ==
The group is a primary sponsor of the annual [[James Joyce ramble|James Joyce Ramble]], a [[USATF]] certified 10K road race, and the largest literary road race in the country.<ref>{{cite web|title=National Running Championship hosted once again by the James Joyce Ramble|url=http://www.ramble.org/index.cfm?cdid=11228&pid=11020|website=James Joyce Ramble|publisher=James Joyce Ramble|accessdate=6 July 2017}}</ref> The race takes place in the center of Dedham, and the route runs by the headquarters building near the fifth mile mark, where members of the company volunteer at an aid station.
Every three years, the company hosts a charity event for the [[St. Baldrick's Foundation]], the largest childhood cancer research public charity fund. The foundation was started by executives from the insurance industry in 1999. The group raises more than $50,000 each event, and many employees shave their heads for the cause.<ref>{{cite web|title=Brave A Shave For Kids With Cancer - Olde Irish Alehouse|url=https://www.stbaldricks.org/events/OldeIrishAlehouse/donors|website=St. Baldrick's Foundation|publisher=St. Baldrick's Foundation|accessdate=6 July 2017}}</ref>
The insurance carrier participates in the [[Cristo Rey Network]] by hiring high school students as part of their work study program.
Each year around the holidays, the company conducts a [[Cradles to Crayons]] drive in Dedham as well as a food drive for the Dedham Food Pantry.<ref>{{cite web|title=The N&D Group|url=https://www.facebook.com/TheNDGroup/photos/a.674430106026245.1073741828.340183796117546/705662252903030|website=Facebook|publisher=The N&D Group|accessdate=6 July 2017}}</ref>
== References ==
{{reflist}}
[https://www.insurox.com/about-insurox/norfolk-and-dedham-group About The Norfolk & Dedham Group]
{{DEFAULTSORT:Norfolk and Dedham Group}}
[[Category:Mutual insurance companies of the United States]]
[[Category:Companies based in Massachusetts]]
