Template:Consumer debt

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v t e Consumer debt
Key concepts	Annual percentage rate (APR) Effective annual rate (EAR) Credit history
Unsecured	Credit card debt cash advance Overdraft Payday loan Personal loan / Signature loan Moneylender Microcredit
Secured	Mortgage loan / Home equity loan (credit line) Remortgage Car title loan / Logbook loan Tax refund anticipation loan Pawnbroker
Management	Consolidation Credit counseling / Management plan / Settlement Personal bankruptcy Foreclosure / Repossession
Personal finance Alternative financial services Financial literacy

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