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• Insurance policy
  ...m, the insurer promises to pay for loss caused by perils covered under the policy language. ...cy.<ref name=Porter2007/> Oral contracts pending the issuance of a written policy can occur.<ref name=Porter2007/>
  22 KB (3,273 words) - 08:45, 25 October 2018

Page text matches

• Main Page
  ...covers American federal, state, and local politics, elections, and public policy.
  3 KB (387 words) - 16:33, 8 November 2018
• Mark Cuban
  ====Policy controversies====
  74 KB (10,357 words) - 22:30, 24 October 2018
• Insurance policy
  ...m, the insurer promises to pay for loss caused by perils covered under the policy language. ...cy.<ref name=Porter2007/> Oral contracts pending the issuance of a written policy can occur.<ref name=Porter2007/>
  22 KB (3,273 words) - 08:45, 25 October 2018
• Knock-for-knock agreement
  ...y a motor accident), each [[insurer]] pays the losses sustained by its own policy-holder regardless of who was responsible. ...o pursue a recovery from the party responsible for an accident or from its policy-holder, this is a costly administrative procedure. The knock-for-knock agre
  4 KB (656 words) - 18:48, 4 November 2018
• Premium financing
  ...ce company. The loan arrangement may last from one year to the life of the policy. The premium finance company then pays the insurance premium and bills the ...eralized loan arrangement with the intention of holding the life insurance policy to maturity. Traditional financing arrangements are generally purchased for
  12 KB (1,850 words) - 08:45, 25 October 2018
• Bonus-malus
  ...sually is a discount in the premium which is given on the renewal of the [[policy]] if no [[Cause of action|claim]] is made in the previous year. Malus is an ...inue a prior customers no claims bonus if they no longer have an insurance policy.{{citation needed|date=June 2014}}
  9 KB (1,282 words) - 08:45, 25 October 2018
• Risk Management Programme
  ...ween the insurance community, the engineering and academic communities and policy makers to discuss risk issues; promoting the concept of the insurability of
  5 KB (651 words) - 08:45, 25 October 2018
• Climate risk
  Companies who are publicly criticized for their environmental policy or high emission rates, might lose customers, because of negative reputatio
  7 KB (878 words) - 08:45, 25 October 2018
• Nuclear exclusion clause
  ...thing to the contrary herein, it is hereby understood and agreed that this policy shall not apply to any loss, damage or expense due to or arising out of, di
  1 KB (161 words) - 08:45, 25 October 2018
• Asset and liability management
  *To review and approve the liquidity and funds management policy at least annually *To link the funding policy with needs and sources via mix of liabilities or sale of assets (fixed vs.
  43 KB (6,463 words) - 08:45, 25 October 2018
• Managing general agent
  ...ns, handling claims, issuing policies, processing endorsements, collecting policy premiums or being responsible for completion of regulatory reports for stat
  3 KB (402 words) - 08:45, 25 October 2018
• Swiss annuity
  ...rance company, including a Swiss annuity, the interest credited within the policy is subject to U.S. income tax on an annual basis under the [[original issue ...U.S. taxpayers can exchange an existing domestically issued life insurance policy or annuity contract for a Swiss annuity on a tax deferred basis as a result
  5 KB (691 words) - 08:45, 25 October 2018
• Surety bond
  ...ible for paying the deductible only in the case of covered claim up to the policy limit.{{citation needed||date=March 2016}}
  22 KB (3,262 words) - 08:45, 25 October 2018
• Insurance archaeology
  ...be difficult. When no cases arise, there is no need to worry about the old policy, but when lawsuits are brought to the table, documentation of all past ins ...[Insurance|coverage]]. While insurance archaeologists are able to find the policy documentation from decades long past, sometimes that is not possible, but t
  1 KB (215 words) - 08:45, 25 October 2018
• Moral hazard
  ...0.1177/0263774X15602022|journal=Environment and Planning C: Government and Policy|language=en|volume=34|issue=6|pages=1175–93|doi=10.1177/0263774x15602022}
  30 KB (4,533 words) - 08:45, 25 October 2018
• Actuarial science
  |journal=Journal of Health Politics, Policy and Law
  32 KB (4,469 words) - 08:45, 25 October 2018
• Insurance
  ...e insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a [[claims ad ...welfare state]].<ref name="EPH"/><ref>Bentley B. Gilbert, ''British social policy, 1914-1939'' (1970)</ref>
  98 KB (14,471 words) - 18:49, 4 November 2018
• Structured settlement
  ...ty. In some instances the purchasing company may purchase a life insurance policy as a hedge in case of death in a settlement transfer.
  22 KB (3,244 words) - 08:45, 25 October 2018
• Structured settlement factoring transaction
  ...rch 18, 1999.</ref> “These factoring transactions directly undermine the policy objective underlying the structured settlement tax regime, that of protecti ...of structured settlement payments “so directly subvert the Congressional policy underlying structured settlements and raise such serious concerns for the i
  26 KB (3,935 words) - 08:45, 25 October 2018
• Reimbursement
  ...rymeek.com/does-your-business-have-an-irs-compliant-employee-reimbursement-policy/|website=Jerry Meek, PLLC|accessdate=1 September 2016}}</ref><ref>{{cite we ...hen a provider pays for expenses after they have been paid directly by the policy holder or another party. This is especially relevant in [[health insurance]
  6 KB (828 words) - 08:45, 25 October 2018
• Dynamic financial analysis
  ...[price]] of gasoline might lead to less driving mileages of [[automobile]] policy holders, thus leading to fewer [[car]] [[accidents]]). The number of [[insurance policy|policies]] an insurance company can sell depends on the [[macroeconomic]] [
  13 KB (1,910 words) - 08:45, 25 October 2018
• Insurance bond
  ...bond''' (or '''investment bond''') is a single premium [[life assurance]] policy for the purposes of [[investment]]. Traditionally insurance bonds were [[With-profits policy|with-profits policies]] and were often called ''with-profit(s) bonds''. Si
  3 KB (440 words) - 08:45, 25 October 2018
• Mid-term adjustment
  ...''', refers to a change to an insurance [[policy]] prior to the end of the policy period (when coverage is offered). The change to the policy may cause a change in the [[Insurance premium|premium]]: an increase is oft
  833 bytes (126 words) - 08:45, 25 October 2018
• Quota share
  ...insured. For example, three companies take out a $1,000,000 fire insurance policy on a quota share basis with company A assuming 50% ($500,000), company&nbsp
  1 KB (205 words) - 08:45, 25 October 2018
• Cancellation (insurance)
  ...iod. This has the effect of ending the policy coverage on the date of the policy '''cancellation'''. A non-penalty method of calculating the return premium of a canceled policy.
  6 KB (971 words) - 08:45, 25 October 2018
• Short rate table
  ...r [[old short rate]] and is often used when the policy is cancelled at the policy holder's request. ...premium retained by the insurance company based on the number of days that policy is in effect.
  11 KB (974 words) - 08:45, 25 October 2018
• Total loss
  ...arine salvage|salvage]] cost of a damaged property exceeds its [[Insurance policy|insured value]].<ref>{{cite web|title=Business Dictionary: "Total Loss"|url ...to the insurer under the legal process of "[[subrogation]]". Although the policy determines the level at which the loss becomes total rather than partial, n
  12 KB (1,854 words) - 08:45, 25 October 2018
• Adverse selection
  ...rtality rate increases. This increase means the insurer will spend more on policy payments, leading to losses. ...dverse Selection in Health Insurance |journal=Forum for Health Economics & Policy |volume=1 |issue= |year=1998 |pages=Article 2 |url=http://www.bepress.com/f
  17 KB (2,408 words) - 08:45, 25 October 2018
• Alternative risk transfer
  ...insurance or reinsurance form. Such transformation can occur through the policy itself, or through the use of a ''transformer'' reinsure, a method importan
  7 KB (955 words) - 18:49, 4 November 2018
• Cash value
  ...lue, the policyholder surrenders their rights to future benefits under the policy. ...Such cash value credited to an individual account during the tenure of the policy keeps growing with every payment of premium. It also increments due to [[in
  3 KB (483 words) - 08:45, 25 October 2018
• Co-insurance
  ...ance policy]]'s [[deductible]] is exceeded, up to the policy's [[stop loss policy (insurance)|stop loss]].<ref>University of Puget Sound. [http://www2.ups.ed ...educe moral hazard. The penalty is based on a percentage stated within the policy and the amount underreported. As an example:
  7 KB (1,020 words) - 08:45, 25 October 2018
• Condition of average
  ...sed when calculating a payout against a claim where the [[Insurance policy|policy]] undervalues the sum insured. In the event of '''''partial''''' loss, the ...mount to be paid out by the policy, and ''Current Value'' is the value the policy should be insured for. Underinsurance occurs when ''Sum Insured'' is less t
  9 KB (1,397 words) - 08:46, 25 October 2018
• Contingent coverage
  ...who is supposed to purchase the [[Builder's risk insurance|builder's risk policy]] fails to do so, or obtains the [[Insurance|coverage]] but fails to mainta
  358 bytes (46 words) - 08:46, 25 October 2018
• Death spiral (insurance)
  ...result of [[adverse selection]] in insurance policies in which lower risk policy holders choose to change policies or be uninsured. The result is that costs ...tp://www.nber.org/chapters/c9822.pdf |journal=Forum for Health Economics & Policy |volume=1 |issue=1 |pages= |doi=10.2202/1558-9544.1056 |year=1998}}</ref>
  5 KB (773 words) - 08:46, 25 October 2018
• Deductible
  In an [[insurance]] policy, the '''deductible''' is the amount paid ...l types of clauses that are used by insurance companies as a threshold for policy payments.
  8 KB (1,193 words) - 08:46, 25 October 2018
• Independent insurance agent
  ...e independent agent to review many quotes and offer their clients the best policy options available. For their efforts, independent agents are paid a [[commi Independent agents own and control their accounts, policy records, and renewals. If an independent agent’s contract with a particul
  5 KB (693 words) - 08:46, 25 October 2018
• Insurance broker
  ...er had a duty to advise the band it needed something more than a basic CGL policy.<ref>''Third Eye Blind, Inc. v. Near North Entertainment Insurance Services
  13 KB (1,807 words) - 08:46, 25 October 2018
• Insurance cycle
  More recently, insurers have attempted to model the cycle and base their policy pricing and risk exposure accordingly.
  9 KB (1,385 words) - 08:46, 25 October 2018
• Loss run
  ...t that records the history of claims made against a commercial [[insurance policy]]. It is analogous to a [[credit report]]. A loss run report will include i
  1 KB (194 words) - 08:46, 25 October 2018
• Harvard University
  University policy is to expel students engaging in [[academic dishonesty]] to discourage a "c Harvard's policy since 1970 has been to permit filming on its property only rarely, so most
  96 KB (13,108 words) - 09:03, 6 November 2018
• Brown University
  ...es/Brown_Visual_Identity_Policy_2016-07-22.pdf|title=Brown Visual Identity Policy|publisher=}}</ref><br/>{{college color boxes|Brown Bears}} ...n American and Caribbean Studies (CLACS) and the Taubman Center for Public Policy. In recent years, the most internationally cited product of the Watson Inst
  123 KB (17,156 words) - 08:59, 6 November 2018
• Bill Gates
  ...pment Division, Global Health Division, United States Division, and Global Policy & Advocacy Division.<ref>{{cite web|url=http://www.gatesfoundation.org/what ...nuary 10, 2007.</ref> It subsequently canceled the review and stood by its policy of investing for maximum return, while using voting rights to influence com
  110 KB (15,053 words) - 08:54, 25 October 2018
• Jeff Bezos
  ...os pays his workers a living wage?"<ref>{{cite web|url=https://www.vox.com/policy-and-politics/2018/9/5/17822810/bernie-sanders-bill-bezos-amazon-ro-khanna|t ...3|accessdate=2018-09-14}}</ref> Despite Bezos' support for an open borders policy towards immigrants, Amazon has actively marketed facial recognition softwar
  110 KB (14,650 words) - 08:54, 25 October 2018
• Donald Trump
  ...He pursued his [[America First (policy)|America First]] agenda in foreign policy, withdrawing the U.S. from the [[Trans-Pacific Partnership]] trade negotiat ...lease-detail?ReleaseID=2554 | title=Harsh Words For U.S. Family Separation Policy, Quinnipiac University National Poll Finds; Voters Have Dim View Of Trump,
  362 KB (47,831 words) - 08:55, 25 October 2018
• Laramie, Wyoming
  ...ine members who serve overlapping four-year terms. The council members set policy, approve budgets, pass ordinances, appoint citizen volunteers to advisory b
  54 KB (7,613 words) - 14:48, 2 November 2018
• Life insurance
  ...[[terminal illness]] or [[critical illness]] can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other ...ed occurrence. A common form—more common in years past—of a protection policy design is term insurance.
  45 KB (6,844 words) - 14:53, 2 November 2018
• Health insurance
  ...Works: A Primer] by Gary Caxton, Institution for Health Care Research and Policy, Georgetown University, on behalf of the Henry J. Kaiser Family Foundation. A [[health]] [[insurance]] policy is:
  80 KB (11,596 words) - 14:56, 2 November 2018
• Home insurance
  ...ts that may happen at the home or at the hands of the homeowner within the policy territory. ...provides financial protection against disasters. A standard home insurance policy insures the home itself along with the things kept inside.
  21 KB (3,116 words) - 14:56, 2 November 2018
• Umbrella insurance
  ...nal amount is paid by the umbrella policy (up to the limit of the umbrella policy). ...the "umbrella" nomenclature is a reference to the broader coverage of the policy.
  5 KB (708 words) - 14:56, 2 November 2018
• AARP
  ...tates Senate Finance Subcommittee on Social Security, Pensions, and Family Policy]], questioning the organization's tax-exempt status in [[congressional hear * ''The Journal'', released by AARP's International Office, is a policy publication on health and financial security issues facing a global populat
  46 KB (6,299 words) - 15:11, 2 November 2018

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